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The following form can be used to what your monthly payment would be and what your salary should be, given a desired mortgage amount, length and interest rate. This tool can be very useful in determining you ability to afford a mortgage.

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Mortgage Amount	$
Mortgage Length	Years
Interest Rate	% APR
Property Tax	Per Year
HOA Fees (if applicable)	Per Year


Calculation Results The following information provides the breakdown of you monthly payments and the salary that you will need to support these payments. Please note that most lenders will recommend that your gross (pre-taxes) monthly salary must be greater than 28% of the sum of the monthly mortgage and monthly tax payments.
Monthly Mortgage	(Principal + Interest)
Total Monthly Payments	(Principal + Interest + Tax + HOA)
Required Salary	Per Year

DISCLAIMER - The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.

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Calculation Results