Credit Reporting
Credit reporting by the top lending institutions creates a record of payment history for every consumer. Your credit profile indicates any late payments you have had, your debt-to-income ratio, and a combined FICO score. This information can be used to determine what sort of credit you will be offered in the future and at what interest rate. For this reason, it is important to know what is in your credit report. To see what credit reporting has been done on you, click the following link to obtain a list of agencies that can provide a credit report, free of charge.
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