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Personal Finance Tips

Knwoledge is power and when it comes to credit and personal finance, there is a lot to know. Here are the answers to a few common questions to help you get started.

About Credit

    What is good debt?
    Why is credit a powerful tool?
    How can I build credit if I have bad credit or no credit at all?

Credit Cards

    Why is it bad to carry a credit card balance?
    How do I find the best credit card for me?

Debt Consolidation

    What are the benefits of debt consolidation?
    Should I consolidate my student loans?

Mortgages

    How much mortgage can I afford?
    Should I get a Fixed or adjustable rate mortgage?

Credit Reports

    How often should I obtain a credit report?
    What is a FICO score?
    Who are the credit reporting bureaus?


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